Marine insurance is a contract whereby, for a consideration stipulated to be paid by one interested in a ship, freight, or cargo subject to marine risks, another undertakes to indemnify him against some or all of there risks during a certain period or voyage.
海上保险是对船舶,运费或货物拥有利益的一方针对海上风险支付约定的对价,另一方保证对在一定期间或航程中某些或全部风险负责赔偿的合同.
在罗马法系海上保险经典定义可以在法国保险法典
(Code des assurance )
Is subject to the present title, every contract of insurance which has as its object the guaranty of risks in respect of a maritime operation.
受现行名称的制约,保险合同是指其客体旨在保证有关海上营运各项风险的保险合同.
魁北克,作为混和法律体系 ,在其1994年现代民法典中,以一种有趣的方式给保险和海上保险下了定义,反映了罗马法系和共同法系的传统. 保险的定义规定于第2389条:
A contract of insurance is a contract whereby the insurer undertaken, for a premium or assessment, to make a payment to the client or a third person if an event covered by the insurance occurs.
保险合同是一种保险人收取一笔保险费或核定的款项,若出现保险承保的事故,负责赔偿客户或第三人的合同.
海上保险则规定于1994年北克民法典第2390和第2505条:
The object of marina insurance is to indemnify the insured against losses incident to marine adventure(Art 2390)
海上保险的目的在于赔偿被保险人由于海上冒险遭受意外事故所致的损失.
In addition to providing coverage against the losses incident to marine adventure, marine adventure may cover the risks of any adventure analogous to an marine adventure, land risks which are incidental to a marine adventure of risks incident to the building repair or launch of a ship (Art 2505).
除了提供承保海上冒险意外事故所致之灭失之外,海上保险还承保类似海上冒险伴随海上冒险而来的陆上风险,或在建造,修理和下水船舶意外风险的任何冒险.
中国
海商法 第
216条的定义为:
