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1985年11月1日协会游艇保险条款诠释

  假若船舶售给、转让给新的所有人,或在船舶由公司所有之场合,已离开系泊地在海上,则应被保险人的要求,保险合同应当延续至该船舶到达目的港.目的地时才能解除。如果对公司控股权发生变更,那么,除非保险人书面同意续保,本保险自此种售与转让或变更发生时注消,按照船舶在使用时和停泊期间计算的保险费,将按日净保险费比例退回。
  8.2 If however the Vessel shall have left her moorings or be at sea at the time of sale or transfer such cancellation shall if required by the Assured to suspended until arrival at port or place of destination.
  不过,若船舶出售或转让时已离开锚地或在海上,如果被保险人要求,此种注销应中止,直至船舶抵达目的地或目的港。
  所有标准船舶格式保险所提供的保险将在发生船舶所有权变更时终止。在承保运输船舶的格式保单中,相关的条款构成终止条款的一部分,例如,1995年11月1日协会船舶定期保险条款第5.2款。通过引语之黑体字该条款的效力高于保险单中任何与之不一致的无论是手写的,打印的或印刷的条款。不过,如果游艇在其出售或转让当时,已离开其锚泊地或已在海上,被保险人有权推迟解除保险单,直至该游艇已抵达其目的港为止。
  第9条 危险条款(PERILS)
  Subject always to the exclusions in this insurance
  本保险受制于下列除外条件
  9.1 this insurance covers loss of or damage to the subject-matter insured caused by
  本保险承保下列原因造成的保险标的损失或损害
  9.1.1 perils of the seas rivers lakes or other navigable waters
  海上、江河、湖泊或其他可航水域的危险
  9.1.2 fire
  火灾
  9.1.3 jettison
  抛弃
  9.1.4 piracy
  海盗
  9.1.5 contact with dock or harbour equipment or installation, land conveyance, aircraft or similar objects or objects falling therefore
  与码头、港口设备或装置、陆上运输工具、航空器或类似装置及从其上跌落的物体的接触
  9.1.6 earthquake volcanic eruption or lighting
  地震.火山爆发或闪电
  9.2 and, provided such loss or damage has not resulted from want of due diligence by the Assured Owners or Managers, the insurance covers
  如果此种灭失或损害并非由于被保险人、船东、或管理人未谨慎处理所致,本保险承保:
  9.2.1 loss of or damage to the subject-matter insured caused by
  由于下列原因引起的保险标的的灭或损害:
  9.2.1.1 accidents in loading, discharging or moving stores, gear, equipment, machinery or fuel
  在装卸或移动备用品、船具、设备机器或燃料过程中的意外事故
  9.2.1.2 explosions
  爆炸
  9.2.1.3 malicious acts
  恶意行为
  9.2.1.4 theft of the entire Vessel or her boats, or outboard motors provided it is securely locked to the Vessel or her boats by an anti-theft device in addition to its normal method of attachment, or, following upon forcible entry into the Vessel or place of storage or repair ,theft of machinery including outboard motors, gear or equipment
  偷窃整艘船舶或其救生艇,或其舷外桂机,若其在通常的连接方式之外,通过某种防盗装置安全地销定在船上或其救生艇上,或经强行进入船内或积载或检修场所,偷窃机器设备包括舷外桂机,船具或设施
  9.2.2 loss of or damage to the subject-matter insured, excepting motor and connections (but not strut shaft or propeller) electrical equipment and batteries and connections, caused by
  由于下列原因所致的保险标的(除了发动机及其接管(但不包括轴架或推进器)电器设备及电池接线之外)的灭失或损害
  9.2.2.1 latent defects in hull or machinery, breakage of shafts or bursting of boilers(excluding the cost and expense of replacing or repairing the defective part broken shaft or burst boiler)
  船壳或机器的潜在缺陷,尾轴断裂或锅炉破裂(不包括更换或修理有缺陷的另部件,断裂的尾轴,破裂的锅炉本身的费用或花费)
  9.2.2.2 the negligence of any person whatsoever, but excluding the cost of making good any defect resulting from either negligence or breach of contract in respect of any repair or alteration work carried out for the account of the Assured and /or the Owners or in respect of the maintenance of the Vessel.
  无论任何人的过失,但不包括修复任何缺陷的费用(此种缺陷是由于对有关被保险人或船东履行其任何修理或更换工作或有关船舶保养维修工作的过失或违约所致)
  9.3 this insurance covers the expense of sighting the bottom after a standing, if reasonably incurred specially for that purpose, even if no damage be found.
  本保险承保船舶搁浅后检查船底的费用,只要是为该目的而合理产生者,即便未发现损害亦然。
  该列名危险与承保商业船舶的格式保单中的列名危险大体相同,但应注意下述异同点:
  (1)爆炸和偷窃危险被移至本条第2款,并受被保险人船东或管理人履行谨慎处理义务的制约。理由十分明显,遗憾的是,私人游艇特别面临这些危险:爆炸,因为在操作其气体系统时缺乏谨慎注意,罐装液化气可能泄漏,由于液化气比空气重,易在舭部聚集,形成一个总是存在的爆炸危险源;偷窃,因为游艇通常长时间内无人看管,因此承保偷窃险相对限于一定的范围。见第9.2.1.4分项的详细规定。


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